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Summary of TABF’s Annual Report
The global financial crisis that erupted in the fall of 2008 brought severely testing conditions that prevailed for over a year. But during 2009, Taiwan’s economy emerged step by step from the trough of recession. Meanwhile, cross-strait relations remained on a course of sound and steady progress. And in November 2009, the two sides of the Taiwan Strait signed a memorandum of understanding on cross-strait financial supervision, laying the main foundations for the opening of cross-strait operations in the realm of banking and finance.
 
Looking ahead, we can expect extension in the breadth and depth of dealings between people on either side of the Taiwan Strait, based on the needs of economic interaction.
 
In face of these main trends of economic recovery and cross-strait development, TABF continued striving to fulfill its missions. In 2009, amid the turbulence whipped up by the financial crisis, TABF not only worked vigorously to enhance the efficiency of all parts of its existing business, but also continued to consider and implement innovations in business, with the aim of grasping the new opportunities of the changing times.
 
In the sphere of financial research, our Financial Research Institute continued to expand its research teams, and to supplement and improve its research space and facilities, with the aim of deepening its research fields and integrating its research capabilities, so as to optimize TABF’s function as a banking and finance policy think tank. During the year, the Institute conducted numerous research projects, and held many large-scale symposiums. These undertakings amply reflected the substantial levels of enhancement in the Institute’s grasp of emerging issues and its capacity to furnish policy research.
 
In addition, October brought the launch of The Taiwan Banker Magazine, which will serve as a medium for sharing and exchanging financial knowledge within the greater China region, and will complement the Academy’s Taiwan Banking and Finance Quarterly in raising knowledge in banking and finance among Taiwan’s people. Also, the Institute held a regular monthly series of Taiwan Financial Forums, to gather views and opinions from the leading experts, scholars and government officials of contemporary banking and finance.
 
In 2009, besides designing courses to provide a balance of innovative and practical training for financial industry personnel, to flesh out their professional expertise, the Academy’s Training and Development Institute also organized a broadened range of symposiums and workshops on international finance and banking issues. In addition, the Institute joined forces with the Taiwan Insurance Institute, local governments, and universities, to deliver a nationwide Touring Series of Everyman A+ Lectures on Banking and Finance Knowledge. These lectures were aimed at clearing public mystification concerning financial products and instilling the concepts of financial planning and risk management in the general population.
 
Furthermore, to fulfill its social responsibilities at a time of rising unemployment under the raging effects of the financial crisis, the Academy specially allocated a budget for a “Battery-Charging Study Program” that offered job-seekers and new graduates free instruction in the operational practices and professional knowledge of banking and finance, to help prepare them for entry or re-entry into the workplace. At the same time, the Academy also actively applied for all available government subsidies and supports to arrange a “University and College Graduate Manpower Value- Adding Program,” a “Banking Industry Core Talent Training Program,” and an “Industrial Talent Investment Program.”  
On the cross-strait front, the Academy actively embarked on crossstrait financial training, organized study trips to mainland China for highlevel executives of Taiwan’s financial industry, and organized forums in the mainland on cross-strait financial issues. These were aiming at helping prepare Taiwan’s financial institutions for entry to the mainland market, to respond to the competitive environment of globalization and the government’s cross-strait opening policy.
 
And to facilitate cross-strait banking and finance e-study channels, to more effectively utilize technology for upgrading the quality of financial industry personnel, the Academy in 2009 specially set up the Online Taiwan Finance E-University, with e-schools for finance professionals, management, banking and finance for the general public, and simplified instruction, to provide study access to everyone everywhere.
 
In 2009, besides conducting its regular professional competency tests, the Academy’s Proficiency Testing Institute undertook commissioned recruitment selection or internal promotion testing for various government agencies, public enterprises, and private financial institutions. With the range of test candidates having gradually expanded from professional banking personnel (including those working in community financial institutions) to employees in finance-related and peripheral entities, business people, and students, the Academy’s proficiency testing has provided tremendous assistance to the wide distribution of finance-related knowledge and the selection of various types of top-grade talent.
 
In view of the adverse state of the economy and to reduce the economic burden on disadvantaged groups, the Proficiency Testing Institute halved the registration fee for certification tests for members of indigenous tribes, the physically and mentally disabled, members of low-income households, and recipients of unemployment benefits, as a means of encouraging the most disadvantaged members of the population to obtain certifications that could bolster their competitiveness in the job market, and for the purpose of achieving the Academy’s goal of giving back benefit to society.
 
In 2009, the Academy’s Publication and Communication Institute issued 34 new titles in traditional or e-book form, including specialist works on banking and finance, test preparation books, and books for the general readership, issuing 60,000 copies of these works over the course of the year. There were 3 new test preparation books, including 2 volumes on SME Financial Management Practice; 21 specialist works, including Practice in Trust Taxation; 3 books for the general readership, including Self-Recourse or the Hand of God; and 7 e-books, including How to Read Financial Statements.
 
In April 2009, a new version of the Internet bookstore went online, with richer content and a wider variety of titles for sale. With these improvements, we are confident that it will become a popular online retailers of books on banking and finance. The Academy’s IT Department has the goal of enabling top-grade integrated service. In 2009, it set to work on developing a new-generation website for TABF, with the aim of providing users with personalized, friendly and integrated service. The Administration Department was active during the year in overhauling the Academy’s rules and regulations related to personnel affairs, so as to optimize the Academy’s human resources management.
 
The Customer Service Center continued to ensured that visitors always received a most friendly and attentive welcome. Additionally, the Center arranged regular visits to the Academy by groups of schoolchildren from remote schools. The customer service staff showed the children around and designed enjoyable games for them, to increase their interest in learning more about banking and finance.
 
We firmly believe that, through the unceasing endeavors of all Academy staff members during the past year, we are well prepared to meet challenges and grasp opportunities of new circumstances. In the year ahead, we will work hard toward our goals of achieving the highest quality of financial policy research; deepening our specialist training as a pillar for fostering industry development; maintaining the rigor and enhancing the quality of our proficiency testing; and expanding our publication and communication, to universally spread banking and finance education. Under our guiding principles of emphasizing People, Passion, Professionalism and Precision in all aspects of our business operation, we will continue to strive to establish the Academy as an Asia-Pacific regional stronghold of research and training in banking and finance.