目的 說明美國金融監理與監督架構，以及監理機關如何執行其職責，以確保金融體系之安全性、健全性與穩定性The course covers the regulatory and supervisory framework and how regulatory authorities execute their mandates to promote the safety, soundness, and stability of the financial system.介紹銀行監理與監督之核心概念，包括風險導向監理、實地查核與非現場監控，以及針對問題金融機構所採取之監理工具，如強制措施與即時糾正機制It introduces the fundamental concepts of banking supervision and regulation; the risk‑focused supervisory approach; the use of onsite examinations and offsite surveillance; and the supervisory tools used to address problem banking institutions, including enforcement actions and Prompt Corrective Action.學員將能全面理解美國監理與監督制度架構，其制度設計與國際標準接軌，並掌握其在實務運作上的核心邏輯與監理方法In summary, participants will gain a comprehensive understanding of the US regulatory and supervisory framework, which aligns with international standards and practices.
課程大綱 課程名稱 授課大綱 時數 美國金融監理架構與監管實務 ●美國外資銀行之市場布局與發展現況 Foreign Banking Presence in the United States●臺灣銀行於美國市場之經營概況 Taiwan Banking Presence in the United States●外資銀行進入美國市場之模式選擇 Foreign Bank Entry Options●外資銀行進入美國之審核與核准程序 Foreign Bank Approval Process●外資銀行相關主要法規架構 Key Foreign Bank Regulations●外資銀行監理模式：大型與小型機構之差異化監理 Foreign Bank Supervisory Approach – Large versus Small Foreign Banking Organizations●常見監理挑戰：反洗錢（AML）法規遵循與內部稽核 Common Regulatory Challenges: Anti Money Laundering (AML) Compliance and Internal Audit●美國對臺灣銀行之監理處分案例分析 Enforcement Actions against Taiwan Banks in the United States●母國與地主國監理合作與協調之重要性 Importance of Home Country-Host Country Supervisory Cooperation and Coordination 3 合計3小時