目的 本課程將說明外資銀行於美國市場的重要性，並介紹進入美國市場的不同模式及其申請核准流程This course discusses the significance of foreign bank presence in the United States and explains the different options of entry into the U.S. market and the approval requirements.說明外資銀行相關主要法規，以及針對大型與小型外資銀行之差異化監理方式It also discusses the key foreign bank regulations and the supervisory approach for large versus small foreign banking organizations.探討外資銀行在監理實務中常見之挑戰，包括反洗錢法規遵循等議題It highlights the common supervisory challenges faced by foreign banks including compliance with anti-money laundering regulations.學員將能全面理解美國外資銀行之營運環境、進入門檻與核准程序、監理與監督架構，以及外資銀行（包含臺資銀行）所面臨之主要挑戰In summary, participants will gain a significant understanding of the foreign banking environment in the United States, the entry requirements and approval process, the regulatory and supervisory approach, and the common challenges faced by foreign banks including the Taiwan banks.
課程大綱 課程名稱 授課大綱 時數 美國外資銀行監理制度與申請規範 ●美國外資銀行之市場布局與發展現況 Foreign Banking Presence in the United States.●臺灣銀行於美國市場之經營概況 Taiwan Banking Presence in the United States.●外資銀行進入美國市場之模式選擇 Foreign Bank Entry Options.●外資銀行進入美國之審核與核准程序 Foreign Bank Approval Process.●外資銀行相關主要法規架構 Key Foreign Bank Regulations.●外資銀行監理模式：大型與小型機構之差異化監理 Foreign Bank Supervisory Approach – Large versus Small Foreign Banking Organizations.●常見監理挑戰：反洗錢（AML）法規遵循與內部稽核 Common Regulatory Challenges: Anti Money Laundering (AML) Compliance and Internal Audit.●美國對臺灣銀行之監理處分案例分析 Enforcement Actions against Taiwan Banks in the United States.●母國與地主國監理合作與協調之重要性 Importance of Home Country-Host Country Supervisory Cooperation and Coordination. 3 合計3小時