目的 說明美國金融監理與監督架構，以及監理機關如何執行其職責，以確保金融體系之安全性、健全性與穩定性The course covers the regulatory and supervisory framework and how regulatory authorities execute their mandates to promote the safety, soundness, and stability of the financial system.介紹銀行監理與監督之核心概念，包括風險導向監理、實地查核與非現場監控，以及針對問題金融機構所採取之監理工具，如強制措施與即時糾正機制It introduces the fundamental concepts of banking supervision and regulation; the risk‑focused supervisory approach; the use of onsite examinations and offsite surveillance; and the supervisory tools used to address problem banking institutions, including enforcement actions and Prompt Corrective Action.學員將能全面理解美國監理與監督制度架構，其制度設計與國際標準接軌，並掌握其在實務運作上的核心邏輯與監理方法In summary, participants will gain a comprehensive understanding of the US regulatory and supervisory framework, which aligns with international standards and practices.
課程大綱 課程名稱 授課大綱 時數 美國金融監理架構與監管實務 美國金融監理架構概述Regulatory Framework in the U.S.聯邦準備體系之核心職能Key Functions of the Federal Reserve System受監理金融機構之類型與分類Types of Supervised Financial Institutions總體審慎監理與個體審慎監理之比較Macroprudential versus Microprudential Supervision風險導向監理模式Risk Focused Supervisory Approach社區型銀行、區域型銀行與大型銀行之監理強度差異Differences in Supervisory Intensity for Community, Regional, and Large Banks實地查核流程與機制Onsite Examination Process非現場監控與持續監測機制Offsite Surveillance and Monitoring以監理處分作為監督工具之運用Using Enforcement Actions as a Supervisory Tool非正式與正式監理處分之類型與差異Types of Informal and Formal Enforcement Actions 3 合計3小時